Tag: Citi

Citi: Earn Rewards & Miles with Citi Credit Cards

The right credit card makes every swipe more convenient and rewarding. Cardholders earn rewards or miles when they shop with Citi credit cards and enjoy an exciting new world of deals, discounts, and perks. Here’s what to expect with a rewards credit card .

Citi Rewards Card
Looking to make the best of every purchase? The Citi Rewards Card offers a host of benefits that help cardholders get more from every swipe.

  • Sign-up bonus: Cardmembers get a welcome gift of 40,000 bonus Citi ThankYou Points when they spend S$800 within the first two months of opening a credit card account.
  • 10X points on online purchases: Cardmembers earn 10X points on online payments for groceries, food delivery, ride-hailing services and more.
  • 10X points on in-store purchases: Rack up points on in-store credit card payments at department stores, clothing stores and other eligible locations.
  • 1 Point on all other purchases: Earn at least one Citi ThankYou Point per S$1 for all purchases.
  • Flexible redemption: The Citi ThankYou Rewards program offers different ways to redeem points. Cardholders can pay for purchases with points, claim cash rebates or choose the reward they want from a wide range of options in the redemption catalogue.

Citi PremierMiles Card
The Citi PremierMiles Card is for frequent travellers who want to make every journey count. A miles credit card offers never-expiring miles on a range of purchases from travel expenses to rent and insurance premiums.

  • Bonus Points/Miles Earned on select purchases: Cardmembers earn
    • 1.2 Citi Miles on every S$1 spent locally
    • 2.2 Citi Miles for every S$1 spent in foreign currency
    • Up to 10 Citi Miles for every S$1 spent on select online travel bookings
    • A bonus of 10,000 Citi Miles on annual card renewals
  • 0.55 Miles earned per S$1 spent bill payments with Citi PayAll: This includes education expenses, electricity bills, rent, insurance premiums, select taxes (income tax, property tax, other tax types, and composition fees to IRAS), and miscellaneous expenses such as renovations, utilities, parking and transport, maintenance fees, donations, and wedding expenses.
  • Travel insurance: Cardmembers enjoy travel insurance coverage of up to S$1 million on travel tickets purchased with their Citi PremierMiles Card
  • Lounge access: Cardholders get two annual complimentary visits to airport lounges worldwide.
  • Flexible redemption: The Citi Miles program offers different ways to redeem miles. Cardholders can offset purchases with miles, get cash rebates or choose the reward they want from a wide range of options in the redemption catalogue.

Benefits beyond rewards
The perks of holding a points- or miles-earning credit card don’t end at reward redemption. Cardmembers also enjoy:

  • Citi World Privileges access: Cardmembers enjoy deals and discounts at participating merchants in Singapore and beyond.
  • Citi PayLite: Cardholders can break large credit card expenses into more manageable monthly payments.
  • Citi FlexiBill: Easily convert a monthly credit card balance into smaller instalments.
  • Citi QuickCash: Need cash urgently? Citi QuickCash lets cardmembers access cash loans at interest rates as low as 3.45% p.a. (EIR 6.5% p.a.).

It’s important for credit card applicants to compare annual fees and interest rates as well as read their credit card agreement carefully before getting a credit card.

Citibank Singapore
Citibank Singapore offers consumers and institutions a range of financial products and services, including consumer and investment banking, credit cards, and personal loans. Citibank Singapore aims to deliver holistic and innovative solutions to clients and meet the increasingly complex strategies of its regional client base in the APAC in an ever-changing financial landscape.

The content reflects the view of the author of the article and does not necessarily reflect the views of Citi or its employees. Please read the products and offers on Citibank Singapore website for accuracy or completeness of the information presented in the article.

CONTACT:
Sonakshi Murze
Manager
sonakshi.murze@iquanti.com

SOURCE: CITI Singapore

Benefits of Citi Cash Back Credit Card

Credit cards enable fast and seamless purchases while also giving cardmembers access to promotional offers across categories like shopping, dining, and entertainment. Some credit card issuers offer special cash back cards that give cardmembers the opportunity to earn cash rebates on eligible purchases. Based on the type of purchase, the credit card company transfers a percentage of the transaction value back into the cardholder’s account.

The Citi Cash Back Credit Card gives cardholders the chance to earn cash back rewards on a range of transactions from fuel purchases to dining, groceries and more. Keep reading to find out the benefits of using a cash back credit card for your everyday purchases.

Citi Cash Back Credit Card and Its Benefits
The Citi Cash Back Credit Card below grants cardmembers access to a host of benefits from cash back to discounts and deals.

Cash Back Benefits

  • Base cash back on all retail purchases: With the Citi Cash Back Card you can earn 0.2% base cash back on all your qualifying retail purchases.
  • S$300 welcome gift: New Citi cardmembers can earn S$300 in cash back rewards when they make qualifying purchases or payments worth S$800 in the first two months.

When you spend a minimum of S$800 on qualifying retail purchases, you can earn bonus cash back across a range of categories.

  • 7.8% cash back on private commute: Your base cash back of 0.2% combines with the bonus rate of 7.8% to give you a total cash back rate of 8% on taxis and private-hire vehicle operators with MCC 4121 such as Grab, Comfort/Citycab and Gojek, etc.
  • 7.8% bonus cashback on petrol expenditures: Get a combined 8% cash back (base 0.2% plus bonus cash back) on petrol transactions.
  • 5.8% bonus cash back on dining and grocery purchases: Earn a combined cash back of 6% on eligible dining and grocery spends.

Other Benefits

  • Travel coverage: You can get up to S$1 million coverage when you charge your travel tickets with Citi Cash Back Card. You can activate your travel insurance prior to travel to enjoy the Complimentary Travel Insurance feature.
  • Local deals and discounts: Explore a wide range of promotional discounts and other offers when you shop at select retailers, restaurants, etc. with Citi World Privileges.
  • Fuel savings: Enjoy fuel savings of up to 23.64% at Caltex, Esso and Shell (inclusive of 8% cash back).
  • Convert large purchases into instalments: Make large purchases more manageable by converting them into monthly instalments with the Citi PayLite Instalment Program.
  • Converting card statement into instalments: The FlexiBill Instalment Program allows you to convert large outstanding credit card statement balances into smaller payments.
  • Instant cash: With the Quick Cash Program, you can get cash instantly to fulfil your emergency monetary needs.

Final Thoughts
Along with the benefits mentioned above, Citi Cash Back Credit Cards offer various benefits that can help you save more on eligible transactions. To apply for a Citi Cashback Credit Card in Singapore, log on to the official Citibank website and apply for the card in just a few simple steps. However, before applying for a credit card , do check the eligibility criteria, documents required and terms and conditions of the card. Along with the credit card cash back that you can get on eligible retail purchases, you can also leverage the additional perks that these cards offer.

Citibank Singapore
Citibank Singapore offers consumers and institutions a range of financial products and services, including consumer and investment banking, credit cards, and personal loans. Citibank Singapore aims to deliver holistic and innovative solutions to clients and meet the increasingly complex strategies of its regional client base in the APAC in an ever-changing financial landscape.

The content reflects the view of the author of the article and does not necessarily reflect the views of Citi or its employees. Please read the products and offers on Citibank Singapore website for accuracy or completeness of the information presented in the article.

Name: Sonakshi Murze
Email: Sonakshi.murze@iquanti.com
Job Title: Manager

SOURCE: CITI Singapore